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Duty to Disclose

Duty to Disclose

In the State of Florida, seller so residential property have the duty to disclose all known facts that materially affect the value of the property which are not readily observable to the buyer. This duty applies whether or not the contract between buyer and seller...
Deeds

Deeds

Various companies have software programs that search county records to see when properties are transferred from Sellers to Buyers.  When they have identified a purchaser, they will send solicitations to the home address, requesting the Buyer(s) to order a certified...
Private Mortgage Insurance

Private Mortgage Insurance

Private Mortgage Insurance, also called PMI, is an insurance policy explicitly for the benefit of the lender to insure against the borrowers’ eventual default on the mortgage. If you are putting less than twenty (20%) percent down on the purchase of your new home, you...
Florida PACE Funding Agency

Florida PACE Funding Agency

According to its website, the Florida PACE Funding Agency was created in 2011 and has a stated goal of providing financing for residential and commercial property owners to make “Qualifying Improvements” to their properties. The PACE program will “only issues bonds on...