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Duty to Disclose

Duty to Disclose

In the State of Florida, seller so residential property have the duty to disclose all known facts that materially affect the value of the property which are not readily observable to the buyer. This duty applies whether or not the contract between buyer and seller...
Deeds

Deeds

Various companies have software programs that search county records to see when properties are transferred from Sellers to Buyers.  When they have identified a purchaser, they will send solicitations to the home address, requesting the Buyer(s) to order a certified...

What Is Equity?

Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. The example this video shows – you have a house worth $300,000 today and you owe the bank $200,000....

What Are Real Estate Commissions?

Like the video says – real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction. When one agent represents the sellers and another represents the buyers the commission is...
Private Mortgage Insurance

Private Mortgage Insurance

Private Mortgage Insurance, also called PMI, is an insurance policy explicitly for the benefit of the lender to insure against the borrowers’ eventual default on the mortgage. If you are putting less than twenty (20%) percent down on the purchase of your new home, you...